This week · Parashas Noach · October 17, 2026

Using Your Friend’s Credit Card for Your Purchase – Is It Considered Ribbit If He Gets the Points?

Points are a reward from the card company for the swipe, not a gain from the borrower. Nothing extra passes between friends, so no ribbit.

Ribbit Q&A flyer: Using Your Friend’s Credit Card for Your Purchase – Is It Considered Ribbit If He Gets the Points?

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Send a message and it will go straight to Rabbi Yosef Dayan. Whether it’s a loan between friends, a business deal, a credit card or a late fee — ask away.

״שֶׁכָּל הַמַּלְוֶה בְּרִבִּית נְכָסָיו מִתְמוֹטְטִין״

“Anyone who lends his money to others with interest, his property, i.e., his financial standing, collapses.”

— Gemara, Bava Metzia 71a
Questions?Please contact Rabbi Yosef Dayan(347) 598-2229